We are an independent. We are an independent retirement income strategies firm, which means we respresent the top rated insurance companies in the World. As a result, we have hundreds of products from multiple carriers giving us the ability to work for our clients, not the insurance companies, helping them find the best retirement solutions possible for their individual needs.


This is all we do. We are knowledgeable and experienced with a specific focus on Fixed Index Annuities offering Principal protection and guaranteed income you can never outlive.


Our services are completely FREE to you – initially and ongoing. This does not mean that we do not get paid. We are paid directly from the Annuity companies we represent, therefore, you do not personally pay us for our services – EVER.